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Property Affordability
Estimate monthly rent cash flow after vacancy, management, mortgage and operating costs.
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FinTrex result
Buy-to-Let Cash Flow
Modeled monthly cash flow
$8
Effective rent after vacancy
$1,710
Mortgage payment
$1,315
What changes this most?
Positive cash flow can disappear quickly if vacancy, financing or repair costs rise.
Sensitivity check
A roughly 10% move in monthly rent changes the modeled headline result by up to $157 in this setup.
Tax, major repairs, financing fees and regulatory costs are excluded unless included in the operating-cost input.
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Formula
Rent after vacancy and management allowance is reduced by mortgage and entered operating costs.
The mortgage uses standard amortisation. Vacancy, management, maintenance and other costs are explicit assumptions; tax treatment is excluded.
Editable rates, growth assumptions, prices, fees, and percentages are planning inputs unless the calculator explicitly identifies a current source.
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