5-minute check-up
Money check-up
Complete your FinTrex Money Score and identify the area with the most room to improve.
Practice
Work through short calculation, scenario, and learning exercises across the main areas of personal finance. Open any challenge directly and move between topics at your own pace.
5-minute check-up
Complete your FinTrex Money Score and identify the area with the most room to improve.
Debt exercise
Test one higher monthly payment and compare the payoff time and total interest with your current plan.
Resilience exercise
Calculate how many months of essential expenses your current cash reserve could cover.
Investing exercise
Compare investing now with delaying contributions and see how time changes the modeled outcome.
Mortgage exercise
Stress-test a mortgage payment at a higher interest rate and measure the monthly difference.
Investing exercise
Model how a small annual fee difference compounds across a long investment horizon.
Planning exercise
Increase a future savings target for inflation instead of assuming today's price will stay unchanged.
Income exercise
Compare salary growth with inflation to see whether modeled purchasing power rises or falls.
Property exercise
Set a deposit target, then test how a different monthly saving amount changes the estimated date.
Retirement exercise
Increase or reduce monthly retirement contributions and compare the long-term modeled balance.
Borrowing exercise
Compare a shorter term with a lower monthly-payment term and inspect both payment and total interest.
Decision exercise
Compare interest earned on cash with interest avoided by reducing debt using the same starting amount.
Balance-sheet exercise
Enter assets and liabilities, then change one liability to see how the balance sheet moves.
Academy exercise
Learn why willingness to take risk and financial ability to absorb loss are different questions.
Academy exercise
Work through the break-even logic for upfront refinancing costs and monthly payment savings.
Academy exercise
See why the order of market returns can matter after withdrawals begin, even with the same average return.
Car exercise
Compare the finance payment with the full monthly ownership cost after insurance, energy, maintenance and depreciation assumptions.
Moving exercise
Compare two locations over the same horizon using recurring costs, modeled take-home and one-off relocation costs.
Business exercise
Change price or variable cost and see how contribution per unit changes the volume needed to cover fixed costs.
Energy exercise
Compare old and new unit rates plus standing charges instead of looking at the per-kWh rate alone.