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Investing
Model portfolio growth when dividends are reinvested under explicit yield and growth assumptions.
Changing currency affects display formatting only. FinTrex does not convert exchange rates or mix currencies inside a calculation.
FinTrex result
Dividend Reinvestment Calculator
Projected portfolio with reinvested dividends
$511,205
Cumulative dividends reinvested
$169,320
Starting annual dividend income
$3,500
Projection over time
Period 0 to 20
Peak $511,205
What changes this most?
The effect comes from compounding both the underlying asset growth and the additional units purchased with reinvested dividends.
Sensitivity check
A roughly 10% move in reinvestment period changes the modeled headline result by up to $90,598 in this setup.
Dividend payments and asset prices can fall. Reinvestment does not remove investment risk.
Use the number fields, sliders, or a quick preset. You can fully clear a field while editing.
Milestones
Milestones make the final figure easier to evaluate and help you spot when the curve changes most.
Period 5
$150,366
Period 10
$226,098
Period 15
$339,974
Period 20
$511,205
Formula
The model applies the selected annual capital growth to the opening portfolio for each year, then reinvests a year-end dividend calculated from that year's opening portfolio.
The model assumes a constant dividend yield on the opening balance, constant annual capital growth, year-end dividend reinvestment, and no taxes, fees, withholding tax, or dividend cuts. The ordering avoids giving a full year of capital growth to a dividend that is only reinvested at year-end.
Editable rates, growth assumptions, prices, fees, and percentages are planning inputs unless the calculator explicitly identifies a current source.
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