Loading FinTrex page
Investing
See the gain required to recover from a loss and an illustrative recovery time.
Changing currency affects display formatting only. FinTrex does not convert exchange rates or mix currencies inside a calculation.
FinTrex result
Drawdown Recovery Calculator
Required gain to recover
42.9%
Modeled value after drawdown
$70,000
Years at entered recovery rate
4.6 years
What changes this most?
Losses and gains are asymmetric: a 50% fall requires a 100% gain from the lower base to recover.
Sensitivity check
A roughly 10% move in drawdown changes the modeled headline result by up to 6.4% in this setup.
Recovery paths are volatile and uncertain. A constant annual recovery rate is only an illustration.
Use the number fields, sliders, or a quick preset. You can fully clear a field while editing.
Formula
After an initial percentage fall, the portfolio must grow from the reduced base back to its original value; the required recovery gain and time are calculated separately.
The recovery time assumes the entered positive annual recovery rate repeats consistently. Real markets do not recover at a constant rate.
Editable rates, growth assumptions, prices, fees, and percentages are planning inputs unless the calculator explicitly identifies a current source.
Related analysis
Debt & Credit
Model payoff, minimum payments, balance transfers, consolidation and refinancing with strict interest and fee handling.
Open →Car Affordability
Combine finance with insurance, tax, fuel or charging, maintenance and modeled depreciation before comparing options.
Open →Investing
Use transparent investment math to compare compounding, dividends, fees, real returns and contribution targets.
Open →