Investing
Translate a monthly income target into an indicative portfolio requirement and timeline.
Changing currency affects display formatting only. FinTrex does not convert exchange rates or mix currencies inside a calculation.
FinTrex result
Passive Income Goal Calculator
Portfolio required for target income
$900,000
Current annual income estimate
$4,000
Estimated years to target
17.2 years
What changes this most?
Growing contributions can be more dependable than relying on a higher future yield.
Sensitivity check
A roughly 10% move in expected income yield changes the modeled headline result by up to $100,000 in this setup.
Income yields are not guaranteed and may change with asset prices and distributions.
Use the number fields, sliders, or a quick preset. You can fully clear a field while editing.
Formula
Required capital equals annual income target divided by the assumed sustainable yield; time-to-target compounds the current portfolio and monthly additions.
Adjust one assumption at a time to understand which inputs have the greatest effect. Compare several realistic scenarios rather than relying on a single projection.
Default assumptions are maintained by FinTrex and may not reflect current products or rates available to you. Review every input before using the estimate.
Related analysis
Retirement
Estimate fund size, income, contribution needs and gaps, then stress-test sequence risk and earlier retirement.
Open →Bills & Energy
Model appliances, household tariffs, EV charging, heating choices and solar payback using explicit kW/kWh assumptions.
Open →Debt & Credit
Model payoff, minimum payments, balance transfers, consolidation and refinancing with strict interest and fee handling.
Open →