Retirement
Compare a target fund derived from desired income with the projected retirement fund.
Changing currency affects display formatting only. FinTrex does not convert exchange rates or mix currencies inside a calculation.
FinTrex result
Retirement Gap Calculator
Modeled amount above target fund
$105,476
Modeled target fund
$1,000,000
Projected fund
$1,105,476
What changes this most?
A modeled surplus is not a guarantee; stress-test lower returns and sequence risk.
Sensitivity check
A roughly 10% move in years until retirement changes the modeled headline result by up to $205,574 in this setup.
Withdrawal rates are planning heuristics. Inflation, fees, tax and return sequence can materially change outcomes.
Use the number fields, sliders, or a quick preset. You can fully clear a field while editing.
Formula
A target fund is estimated from desired annual retirement income ÷ withdrawal-rate assumption, then compared with the projected fund at retirement.
Adjust one assumption at a time to understand which inputs have the greatest effect. Compare several realistic scenarios rather than relying on a single projection.
Default assumptions are maintained by FinTrex and may not reflect current products or rates available to you. Review every input before using the estimate.
Related analysis
Retirement
Estimate fund size, income, contribution needs and gaps, then stress-test sequence risk and earlier retirement.
Open →Car Affordability
Combine finance with insurance, tax, fuel or charging, maintenance and modeled depreciation before comparing options.
Open →Property Affordability
Test borrowing capacity, deposit timing, mortgage stress and the full cost of buying or owning a home.
Open →