A vs B
Choose a focused comparison, change the assumptions, and compare modeled outcomes. Each mode explains its assumptions without turning the result into personalised advice.
Scenario battle
Pay cash
Cash outlay + modeled opportunity cost
$36,500
Finance
Modeled finance cash outlay
$35,057
Under these assumptions
Finance has a modeled cost advantage of $1,443.
The cash side adds an explicit alternative-return opportunity-cost assumption. The finance side uses standard amortisation. Tax, liquidity value, dealer incentives, balloon payments and resale value are excluded.
Assumptions
No financial inputs are saved.
Vehicle price
Finance down payment
Finance APR
Finance term
Cash alternative return assumption