A vs B
Choose a focused comparison, change the assumptions, and compare modeled outcomes. Each mode explains its assumptions without turning the result into personalised advice.
Scenario battle
Invest the lump sum now
Lump-sum ending value
$118,029
Stage it monthly
Staged ending value
$115,081
Under these assumptions
Invest the lump sum now has a modeled lead of $2,948.
Both paths begin with the same capital. The staged path keeps undeployed money earning the entered cash rate. Outcomes depend on the market path; this constant-return model does not claim one timing method always wins.
Assumptions
No financial inputs are saved.
Capital available now
Assumed investment return
Return on waiting cash
Staging period
Total comparison period