Money Lab
Explore how rising lifestyle costs can reduce the amount available for long-term investing.
Scenario comparison
Hold lifestyle steady
0% annual drag on investable surplus
Moderate lifestyle creep
3% annual drag on investable surplus
High lifestyle creep
6% annual drag on investable surplus
Use this lab to compare assumptions, not to predict guaranteed outcomes.
Assumptions
Only assumptions that affect this scenario are shown.
Starting amount
Base annual rate
Time horizon
Monthly contribution